You live in the Tyler area and your long-term disability benefits have been denied or terminated. What do you need to do?
Your insurance company took the premiums for your long-term disability insurance coverage for years. Now that you have filed a claim, the insurance company has denied your claim. The denial came even though you provided the company with all of the information necessary including medical records from your doctors showing you are disabled.
Do not allow the insurance company to lull you into thinking that it will help you get the benefits to which you are entitled. The insurance company has a conflict of interest based on the fact that it both determines whether a benefit claim should be paid and has to pay that claim. This has a real potential to create an anti-claim bias with the claims personnel.
You did what the insurance company said to do but you were denied. You need an experienced ERISA long-term disability lawyer to help with your claim and appeal. The most important time to have a lawyer help you is during the administrative handling of your claim. If all of the necessary information is not put into the claim file, then a lawsuit against the insurance company probably cannot be won.
This firm’s qualifications include not only that John Thompson has been licensed to practice law since 1997 and the firm (known as Bernard A. Guerrini, P.C. prior to 2018) has been dedicated to recovering ERISA disability benefits for its clients since 2000, but moreover:
- We have handled many ERISA claims/appeals/lawsuits.
- We focus our practice on ERISA short and long term disability claims, appeals, and litigation.
- We perform our services for a reasonable contingency fee. If we do not recover money for you, there is no charge.
In addition to knowing ERISA law and the insurance company’s tactics, we provide emphatic help with adjusting to your situation.
When you chose a lawyer to fight for your benefits against the insurance company, you should ask questions about the lawyer’s qualifications and compare those qualifications to ours.