The insurance company has denied your claim for long term disability benefits. Now where do you turn and what do you do?
ERISA gives the insurance company the upper hand as ERISA does not reward the company if it does what is right nor does it punish the company if it does what is wrong. So the company has no incentive to do what is right.
You must be mindful of this when you begin the claim process and not be lulled into thinking that the company is actually trying to help you file your claim or obtain your benefits.
The insurance company tries to lull you into thinking that it will help you get your benefits. The ERISA law also favors the insurance company. You need to find an experienced ERISA disability lawyer to help you.
You must face the reality that the insurance company writes the terms of the policy, interprets what those terms mean and determines whether to pay money on your claim. This creates a conflict of interest on the part of the insurance company because the payment of your claim decreases its bottom line and profitability.
Very few lawyers practice ERISA law and even fewer practice it exclusively. We are an experienced ERISA long term disability benefits law firm and we are ready to help you fight the insurance company to recover your benefits.
This firm’s qualifications include not only that John Thompson has been licensed to practice law since 1997 and the firm (known as Bernard A. Guerrini, P.C. prior to 2018) has been dedicated to recovering ERISA disability benefits for its clients since 2000, but moreover:
- We have handled many ERISA claims/appeals/lawsuits.
- We focus our practice on ERISA short and long term disability claims, appeals, and litigation.
- We perform our services for a reasonable contingency fee. If we do not recover money for you, there is no charge.
In addition to knowing ERISA law and the insurance company’s tactics, we provide empathic help with adjusting to your situation.
When you chose a law firm to fight against the insurance company for your benefits, you should ask questions about the lawyer’s qualifications and compare those qualifications to ours.